8 hours ago ICICI Bank Special FD Scheme For Senior Citizens. ICICI Bank gives a higher interest rate of 80 bps on such deposits. The ICICI Bank Golden Years FD scheme proposes an interest rate of 6.30 per cent per annum for senior citizens. Bank of Baroda Special FD Scheme For Senior Citizens.
© Jocelyn Fernandes Fixed Deposit rates: Check out FD interest rates in SBI, ICICI Bank, HDFC Bank PNB and Axis BankFor tenures ranging from 7 days to 10 years, top banks like State Bank of India (SBI), HDFC Bank, Punjab National Bank (PNB), ICICI Bank and Axis Bank offer fixed deposits (FDs). Before parking your money any FD deposit, it's always important to compare the FD interest rates offered by various banks.
- Japanese Yen (JPY) rate is for 100 units of JPY. Card rates are subject to change, based on market volatility.
- HDFC Bank offers 75 bps higher interest rates on these deposits. The interest rate applicable for senior citizens will be 6.25 percent. ICICI Bank offers 80 bps higher interest rates.
This month SBI and Axis Bank revised the interest rates on term deposits. Check out the latest fixed deposit rates in SBI, ICICI Bank, HDFC Bank, PNB and Axis Bank.
FD interest rates SBI (below Rs 2 crore) effective January 8, 2021:
SBI FDs between seven to 45 days will now fetch 2.9 percent. Term deposits between 46 days to 179 days will give 3.9 percent. FDs of 180 days to less than one year will fetch 4.4 percent. Deposits with maturity between 1 year and up to less than 2 years will give 10 bps more now. These deposits will fetch an interest rate of 5 percent instead of 4.9 percent. FDs maturing in 2 years to less than 3 years will give 5.1 percent. FDs with 3 years to less than 5 years will offer 5.3 percent and term deposits maturing in 5 years and up to 10 years will continue giving 5.4 percent after the latest revision.
Days
Interest rates
7 days to 45 days
2.9%
46 days to 179 days
3.9%
180 days to 210 days
4.4%
211 days to less than 1 year
4.4%
1 year to less than 2 years
5%
2 years to less than 3 years
5.1%
3 years to less than 5 years
5.3%
5 years and up to 10 years
5.4%
FD interest rates Axis Bank (below Rs 2 crore) effective January 4, 2021:
Across different tenures, Axis Bank offers FDs ranging from 7 days to 10 years. The bank gives interest on FDs ranging from 2.5 percent to 5.50 percent for general customers. On select maturities, Axis Bank offers a higher interest rate to senior citizens. The bank offers interest ranging from 2.50 percent to 6 percent to senior citizens.
Days
Interest rates
7 days to 29 days
2.5%
30 days to 90 days
3%
90 days to 120 days
3.5%
120 days to 180 days
3.75%
180 days to 360 days
4.40%
2 years to less than 3 years
5.4%
3 years to less than 5 years
5.4%
5 years and up to 10 years
5.5%
FD interest rates Punjab National Bank (below Rs 2 crore) effective January 1, 2021:
On fixed deposits maturing in the range of 7 days to 10 years, PNB is offering an interest rate ranging between 3 percent and 5.30 percent. On 7-45 days fixed deposits, PNB is offering an interest rate of 3 percent and it goes up 4.5 percent on less than 1 year FDs. PNB gives 5.20 percent interest on term deposits maturing in one year to up to 3 years. On deposits maturing above 5 years to 10 years, PNB is offering 5.30 percent interest. The Senior citizens shall get an additional rate of interest of 50 bps over applicable card rates for all maturities on domestic deposits of less than Rs 2 crore.
Days
Interest rates
7 days to 45 days
3%
46 days to 90 days
3.25%
91 days to 179 days
4%
180 days to 270 days
4.4%
271 days to less than 1 year
4.5%
1 year to 3 years
5.2%
3 years to 5 years
5.3%
5 years and up to 10 years
5.3%
FD interest rates HDFC Bank (below Rs 2 crore) effective from November 13, 2020:
On deposits between 7 days and 29 days, HDFC Bank offers a 2.50 percent interest rate. 3 percent on deposits maturing in 30-90 days. On 91 days to 6 months, 3.5 percent and on 6 months 1 day to less than one year, 4.4 percent. The bank gives 4.9 percent on FDs maturing in one year. Term deposits maturing in one year and two years will fetch an interest rate of 4.9 percent. FDs maturing in 2 years to 3 years will give 5.15 percent, 3 years to 5 years will give 5.30 percent. Deposits with a maturity period of 5 years to 10 years will give 5.50 percent interest.
Days
Interest rates
7 days to 29 days
2.5%
30 days to 90 days
3%
91 days to 179 days
3.5%
180 days to 365 days
4.4%
365 days to less than 2 years
4.9%
2 years to 3 years
5.15%
3 years to 5 years
5.3%
5 years and up to 10 years
5.5%
FD interest rates ICICI Bank (below Rs 2 crore) effective from October 21, 2020:
ICICI Bank gives 2.5 percent interest on deposits maturing in 7 days to 29 days, 3 percent for 30 days to 90 days, 3.5 percent for FDs maturing in 91 days to 184 days. On deposits maturing in 185 days to less than 1 year, ICICI Bank gives an interest rate of 4.40 percent. Term deposits maturing in 1 year to less than 18 months will fetch an interest rate of 4.9 percent. Now, FDs with tenure of 18 months to 2 years will give you 5 percent interest. Term deposits maturing in 2 years to 3 years will give 5.15 percent, 3 years to 5 years 5.35 percent, and 5 years to 10 years 5.50 percent.
Days
Interest rates
7 days to 29 days
2.5%
30 days to 90 days
3%
91 days to 184 days
3.5%
185 days to 365 days
4.4%
1 year to less than 1.5 years
4.9%
1.5 years to 2 years
5%
2 years to 3 years
5.15%
3 years and up to 5 years
5.35%
5 years to 10 years
Commercial Bank Fd Rates
5.5%
Hisave Accounts
HiSAVE Savings Account – Online
HiSAVE Savings Account Rates effective from 01st January 2012
% AER | % Gross |
---|---|
HiSAVE Savings Account- Monthly Interest | 0.50% |
0.50% |
For more information, please visit http://www.icicibank.co.uk/personal/hisave-accounts/hisave-savings-account.page?#int
HiSAVE Fixed Rate Account – Online
For more information, please visit http://www.icicibank.co.uk/personal/hisave-accounts/hisave-fixed-rate-account.page?#ann
HiSAVE Bonus Saver Account – Online
HiSave Bonus Saver Rates effective from 17th January 2019 for Application received from 17th January 2019.
Period | Balance | Standard variable Interest rates (AER / Gross) | Bonus Interest rates** (AER / Gross) | Interest including bonus (AER / Gross) |
---|---|---|---|---|
From 22nd August 2020 Onwards | 1 GBP and above | 0.65% AER (0.65% Gross) | 0.30% | 0.95% AER (0.95% Gross) |
From 1st August 2020 to 21st August 2020 | 1 GBP and above | 0.90% AER (0.90% Gross) | 0.30% | 1.20% AER (1.19% Gross) |
From 17th January 2019 to 31st July 2020 | 1 GBP and above | 1.25% AER (1.24% Gross) | 0.30% | 1.55% AER (01.54% Gross) |
** Bonus Interest Rate would be applicable for Bonus Period only, which is from 12 month from account opening.
HiSAVE Super Saver Savings Account – Online (closed)
HiSave SuperSaver Savings Account Rates effective from 22th August 2020 for all customers
% AER | % Gross |
---|---|
HiSAVE SuperSaver Savings Account monthly interest | 0.65% |
HiSave SuperSaver Savings Account - Issue one Rates effective from 22th August 2020 for all customers.
% AER | % Gross |
---|---|
HiSAVE SuperSaver Savings Account - Issue one, monthly interest | 0.65% |
Accounts opened prior to 1st September, 2017.
Please note, in your statement, this account is mentioned as “Normal Savings Account”. Please refer to date of account opening for product version.
For more information, please visit http://www.icicibank.co.uk/personal/hisave-accounts/hisave-fixed-rate-account.page?#ann
HiSAVE Super Saver Savings Account - Bonus Saver – Online (Closed)
HiSave SuperSaver Savings Account – Bonus Saver
Standard variable Interest rates (AER / Gross) | Bonus Interest rates** (AER / Gross) | Interest including bonus (AER / Gross) |
---|---|---|
Less than £500 | 0.65% ( 0.65% Gross) | 0.65% ( 0.65% Gross) |
0.65% ( 0.65% Gross) | 1.25% ( 1.24% Gross) |
** Bonus Interest Rate would be applicable for Bonus Period only, which is from 1st September, 2017 to 30th September, 2018.
- Interest is calculated daily and credited to the account monthly.
- The standard variable interest is accrued daily and only the standard variable interest will be paid in any month where the balance is less than the set criteria of £500.
- Bonus Interest is accrued daily and will be paid along with the standard variable interest in any month where balance is above minimum set criteria of £500.
Accounts opened from 1st September, 2017 to 31st January 2018.
Please note, in your statement, this account is mentioned as “Normal Savings Account”. Please refer to date of account opening for product version.
For more information, please visit http://www.icicibank.co.uk/personal/hisave-accounts/hisave-sssbs-savings-account.page?#int
HiSAVE Bonus Saver Account – Series Two – Online (Closed)
Hisave Bonus Saver – Series Two
Icici Bank Deposit Charges
(AER / Gross) | Bonus Interest rates** (AER / Gross) | Interest including bonus (AER / Gross) |
---|---|---|
Less than £750 | 0.65% ( 0.65% Gross) | 0.65% ( 0.65% Gross) |
0.65% ( 0.65% Gross) | 1.35% ( 1.34% Gross) |
** Bonus Interest Rate would be applicable for Bonus Period only, which is from 1st February, 2018 to 31st January, 2019.
- Interest is calculated daily and credited to the account monthly.
- The standard variable interest is accrued daily and only the standard variable interest will be paid in any month where the balance is less than the set criteria of £750.
- Bonus Interest is accrued daily and will be paid along with the standard variable interest in any month where balance is above minimum set criteria of £750.
Accounts opened from 1st February 2018 to 31st May 2018.
Icici Fd
Please note, in your statement, this account is mentioned as “Normal Savings Account”. Please refer to date of account opening for product version.
For more information, please visit http://www.icicibank.co.uk/personal/hisave-accounts/hisave-bonus-saver-series-two.page?#toptitle
Branch Based Account
Branch – SuperSaver Savings Account
Branch based SuperSaver Savings Account - from 05 September, 2020 for all customers
% AER | % Gross |
---|---|
SuperSaver Savings Account - monthly interest | 0.75% |
Please note, SuperSaver Savings Account links to your ICICI Bank UK HomeVantage Current Account.
Icici Bank Nre Fd Rates
For more information, please visit http://www.icicibank.co.uk/personal/hisave-accounts/hisave-savings-account.page?#int